PROFUNDED – TERMS OF USE / TERMS AND CONDITIONS

Last update: 1/28/2026

ProFunded is not a broker, does not trade real funds, and offers simulation-based challenges purely for evaluation and educational purposes.

1. INTRODUCTION

a) Thank you for choosing ProFunded (“ProFunded” or “the Company”), operated by SWISSBULL GROUP - FZCO, a legally recognized limited liability proprietary trading firm, duly registered and operating under the jurisdiction of the Dubai Integrated Economic Zones Authority (DIEZA), pursuant to Law No. 16 of 2021 by H.H. Ruler of Dubai, and situated in the Emirate of Dubai, United Arab Emirates (UAE).

These Terms of Use (“TOU” or “Agreement”) form a binding agreement between ProFunded and you, the user (“Trader”). This TOU governs your access to and use of the offerings, evaluations, and trading challenges (“Services”) provided through our website: https://www.profunded.com.

By accessing or using the Services, you confirm that you have read, understood, and agreed to be bound by this TOU. Please take the time to review it carefully.

b) If you find any part of this TOU unacceptable, do not access the website or use any Services. If these TOU are considered an offer, your use of the Services constitutes acceptance.

c) Important Disclosure: ProFunded does not provide brokerage services, investment advice, or access to real trading accounts. All trading occurs in simulated demo environments. Any fees paid are strictly for evaluation and educational purposes. No capital is deposited, managed, or invested on behalf of users.

2. MODIFICATION / CHANGES

a) The Company reserves the right to suspend, replace, modify, amend, or terminate this TOU at any time at its sole discretion.

Any continued use of the Services after changes are made constitutes your acceptance of the updated TOU.

3. NOT INVESTMENT ADVICE OR SERVICES

a) The Services provided by ProFunded do not constitute investment services.

ProFunded does not provide any advice, instructions, or recommendations on executing trades or using specific financial instruments.

b) No employee, staff member, or representative of ProFunded is authorized to provide investment advice.

If any communications are misinterpreted as such, ProFunded disclaims all responsibility and liability.

4. TRADER ELIGIBILITY AND REPRESENTATIONS

a) By using our Services, you confirm that you:

• Are at least 18 years of age
• Possess legal capacity
• Are fully authorized to bind any company or entity you represent
• Are complying with all applicable laws and have no agreements preventing your use of these Services

5. OUR SERVICES

a) What We Do

ProFunded is a proprietary trading firm offering traders the opportunity to demonstrate their skills through simulated trading challenges.

Successful participants gain access to demo-funded accounts and can earn up to 90% of the profits generated in the simulated environment.

b) How to Join

Traders must select a challenge level from the ProFunded Trading Challenge (PFTC), pay the applicable fee, and begin the evaluation process.

Passing the Evaluation and Verification phases leads to access to a Live (simulated) account.

Each challenge has specific features, capital levels, and rules, detailed on our website and in this Agreement.

c) Trading Currencies

You may trade Forex, Indices, Crypto, and Commodities, with market access updated regularly.

d) Trading Platforms We Use

Trading occurs on third-party platforms. Their own terms and privacy policies apply. ProFunded reserves the right to suspend services for users exhibiting unreasonable behavior or forbidden trading practices.

e) Important:

All trades are simulated. ProFunded does not facilitate real trades, manage client capital, or accept investor deposits.

f) The Services are for skills evaluation and education only. No financial returns are guaranteed or implied.

6. ACCOUNT CREATION / REGISTRATION

a) When registering, you must provide accurate personal data, including full name, email, address, contact number, date of birth, and create a secure login.

Each user may only create one account per challenge level, unless authorized.

You are responsible for all activity under your account and must notify ProFunded immediately of any unauthorized use.

b) Keep your profile information up to date. Inaccurate or outdated information is your responsibility, and ProFunded is not required to verify it.

7. PROFUNDED TRADING CHALLENGE (PFTC)

a) The ProFunded Trading Challenge (PFTC) is a multi-stage evaluation process that identifies talented traders. It allows participants to showcase their skills through a demo-based system and, upon success, gain access to larger simulated trading capital and educational resources via the ProFunded Academy.

b) Completing the PFTC enables traders to manage demo-funded accounts with capital up to $500,000, and scale up to $2,000,000 through consistent performance. All traders receive educational support, coaching, and learning tools throughout the process.

8. EVALUATION PROCESS (PFTC)

a) Evaluation Phase:

The first step is the Evaluation, where traders must demonstrate skill and follow all Trading Objectives (profit targets, risk limits, etc.). Successful traders move on to the Verification phase.

b) Verification Phase:

This is the final step before accessing a ProFunded Trader Account. Traders must show consistency and skill. Passing this step qualifies them for the Live Account (Demo environment).

c) Becoming a ProFunded Trader:

Upon completion, traders get access to a demo-funded account. They are entitled to keep up to 90% of the profits generated in simulated trades, provided they comply with all trading rules.

d) ScaleUp® (Account Scaling):

Traders can scale accounts by 25% every 3 profitable months (if 10% total profit is achieved).

This process is repeatable up to $2M.

For Instant Funding, accounts can double every time 10% profit is reached, up to $1.6M. No time limits apply, but scaling resets the account.

9. CHALLENGE LEVELS AND ACCOUNT BALANCE

ProFunded offers tiered challenge levels with varying account sizes and fees. These challenges include 100% refundable fees if the trader completes both evaluation phases and reaches their first profit split day.

2-Step Challenge

Features:

• 2-Step Evaluation
• Refundable Fee
• Unlimited Trading Time
• Up to 90% Profit Split
• Forex, Indices, Crypto, Commodities
• Leverage: Forex 1:50, Metals 1:20, Oil 1:10, Indices 1:15, Crypto 1:1

Stage 1 Objectives:

• Profit Target: 8%
• Max Trailing Drawdown: 10%
• Max Daily Drawdown: 5%
• Min Trading Days: 4

Stage 2 Objectives:

• Profit Target: 5%
• Max Trailing Drawdown: 10%
• Max Daily Drawdown: 5%
• Min Trading Days: 4

Funded Account Objectives:

• No profit target
• Max Drawdown: 10%
• Max Daily Drawdown: 5%
• Min Trading Days: 4
• Payout: 7 or 14 Days
• Max Risk per Trade: 2%

2-Step Challenge Fees

Account Size	Fee
$5,000	$79
$10,000	$99
$25,000	$239
$50,000	$469
$100,000	$549
$200,000	$1,049
$500,000	$2,499

All fees are refundable upon success and can be applied to a higher challenge level.

Instant Funding

Features:

• No evaluation required
• Immediate access to demo-funded account
• Up to 90% Profit Split
• Forex, Indices, Crypto, Commodities
• Same leverage as 2-Step Challenge

Funded Account Objectives:

• Profit Target: Unlimited
• Max Drawdown: 6%
• Max Daily Drawdown: 4%
• Min Profitable Trading Days: 5
• Payout: On Demand or every 14 Days
• Max Risk Per Trade: 2%
• Max Risk Limit: 1%
• Consistency Score: 15%
• Buffer: 3%

Instant Funding Fees (Non-refundable)

Account Size	Fee
$5,000	$79
$10,000	$99
$25,000	$239
$50,000	$469
$100,000	$549
$200,000	$1,049

10. FEES AND PAYMENT

a) Fees vary by challenge level and are listed in Section 9. All prices are clearly disclosed during checkout.

b) Verification uses the same account settings as the challenge. Settings cannot be changed after selection.

c) Excessive order activity may trigger warnings or suspensions. ProFunded reserves the right to prevent gambling behavior or abuse of the platform.

d) ProFunded may change fees at any time. These changes will not affect active orders already purchased.

11. PAYMENT TERMS

a) Accepted methods:

• Credit/Debit Cards
• Cryptocurrency (via NowPayments or others)
• Other payment methods available by region

Fees are denominated in USD, but may be paid in other currencies, with conversion applied.

b) Fees are considered paid when fully received. ProFunded may cancel orders with incomplete payments. Any fees charged by the payment provider are the responsibility of the trader.

c) All service charges include applicable taxes. Traders are responsible for tax compliance in their jurisdiction.

12. TRADER’S PORTAL OR DASHBOARD

a) One Portal Per Trader:

Each trader is allowed only one active Trader’s Portal. All services, challenges, and verifications must be managed within this portal. Transferring capital, metrics, or data across products or users is strictly prohibited.

b) Security:

Login credentials must remain private and secure. Traders are responsible for all activity in their account. Sharing or transferring account access is not allowed.

c) Service Availability & Data Loss:

ProFunded may occasionally suspend access due to maintenance or technical issues. It is not responsible for data loss or service interruptions.

d) Account Deletion:

You may request account deletion by emailing [email protected]. This is treated as a voluntary termination and forfeits any refund rights or account access.

e) Third-Party Platforms:

You are also subject to the terms and privacy policies of the trading platform operators used by ProFunded. These platforms are not owned or controlled by us.

13. PROFUNDED RULES FOR DEMO TRADING

a) Acceptable Practices:

You are expected to trade responsibly and avoid any behavior categorized as Forbidden Trading Practices (see below). Always follow fair market behavior and risk management.

b) Trade Data Usage Consent:

By using our platform, you grant ProFunded the right to access, store, and share your demo trading data with affiliated partners or for analysis purposes. This does not entitle you to compensation.

c) Prohibited Trading Practices (Forbidden Trading): You may not:

1. Use external, laggy, or manipulated data feeds
2. Violate platform terms or TOU
3. Exploit technical bugs or latency errors
4. Use bots or tools that manipulate the evaluation system
5. Hide your IP via VPN/VPS to bypass regional limits
6. Use coordinated trades or opposite positions
7. Engage in HFT (High-Frequency Trading) or trades under 15 seconds
8. Copy trade or grid/martingale strategies
9. Use any strategy that can’t be reasonably replicated in live markets
10. Abuse spreads or pricing gaps (e.g. during news or weekend gaps)

d) Consequences:

Violating these practices may result in:

• Account termination
• Disqualification from funding
• Removal of trades from evaluation
• Forfeiture of fees paid

e) Enforcement & Evaluation:

ProFunded may cancel services or terminate relationships if a user’s activity suggests high-risk behavior, unreasonable use of platform, or any unreplicable demo behavior. These evaluations will be done fairly, and users may be contacted before termination if possible.

f) Important Disclosures:

• Demo vs Real Market Behavior: Traders must understand that demo execution often differs from real market execution in spreads, fills, latency, and slippage.
• Inactivity Rule: If no trades are placed within 30 days, the account is terminated and cannot be reactivated. This rule applies to Evaluation, Verification, and Funded accounts.

14. PROFUNDED PROHIBITED PRACTICES

You may not use our Services for:

a) Legal Violations:

Breaking laws, violating intellectual property rights, or using the Services in a way that harms third parties.

b) Tech Misuse:

Engaging in scraping, crawling, reverse engineering, hacking, DoS attacks, or unauthorized integrations.

c) Spam or Unauthorized Outreach:

Sending unsolicited messages using ProFunded’s tools is prohibited.

d) Manipulative or Unfair Trading: You may not:

• Use front-running or insider info
• Exploit platform bugs or price feed latency
• Mirror accounts to manipulate metrics
• Use aggressive scalping, equity CFD gaps, or arbitrage between accounts
• Share strategies between challenge and funded accounts that don’t align

e) Consequences:

If Prohibited Trading is found:

• The trader will be disqualified and banned
• No refund will be issued
• ProFunded can terminate your access at any time

15. INTELLECTUAL PROPERTY RIGHTS (IPRs)

a) All trademarks, designs, and branding on the website are owned or licensed by ProFunded and may not be used for commercial purposes without written permission.

b) The ProFunded website and platform, including all materials, data, code, and visuals, are protected by intellectual property laws. Copying, modifying, or redistributing these materials is prohibited.

c) Traders may not create derivative works, use ProFunded’s trademarks in ad keywords, or pretend to represent the brand.

d) No part of the platform may be reused or republished for commercial use. All copyrights and proprietary materials remain with ProFunded or its licensors.

16. RISK ACKNOWLEDGMENT AND DISCLAIMER

a) Trading financial instruments carries a high level of risk. You must only risk capital you can afford to lose.

b) Trading with leverage or in volatile markets can magnify both gains and losses.

c) Past demo performance is not indicative of future results. Simulation does not replicate real execution environments.

d) Internet-based trading platforms are subject to delays, outages, and data errors. ProFunded is not liable for disruptions caused by connectivity, hardware failures, or third-party services.

17. EDUCATIONAL RESOURCES, TRAINING AND SUPPORT

a) ProFunded Academy Access:

ProFunded provides traders with free access to the ProFunded Academy, a curated educational platform that offers:

• Online courses and lectures
• News and analysis
• Trading guides and mentorship

This is intended to help traders develop real skills—not just pass evaluations.

b) Educational Disclaimer:

All educational content provided is for general information and training purposes only. It does not constitute investment advice, nor is it tailored to any individual’s financial situation.

c) No Guarantees:

ProFunded does not guarantee the accuracy, timeliness, or completeness of educational content. You assume all responsibility for any decisions made based on it.

d) Use At Your Own Risk:

Traders are encouraged to seek professional financial or tax advice if they are unsure about how to proceed. Educational content is not a substitute for independent research or professional consultation.

18. WITHDRAWALS AND PAYOUTS

a) Profit Split and Timing:

• Default profit split is 80:20 in favor of the trader
• Upgrade to 95:5 available at checkout
• First payout is available 14 days after your first trade
• Subsequent payouts can be requested every 14 days

b) Withdrawal Processing:

ProFunded is committed to processing payouts within a 14-day window. Delays may occur if suspicious activity is flagged.

c) Withdrawal Methods:

Profits can be withdrawn using:

• Cryptocurrencies: BTC, ETH, USDT, XRP, etc.
• Bank transfer or other methods available per region
• Minimum withdrawal threshold: $100

d) Reinvestment & Scaling:

Profits can be compounded or used for ScaleUp® eligibility. This allows traders to grow their capital over time.

19. TERM AND TERMINATION

a) This agreement begins when a user registers or purchases any challenge. It ends either:

• When ProFunded terminates access
• When the user voluntarily stops using the Services

b) ProFunded reserves the right to terminate access at any time, without notice, especially in case of rule violations or suspicious activity.

20. FORCE MAJEURE

ProFunded is not liable for delays or failures resulting from causes beyond its control, such as:

• Natural disasters
• Internet outages
• Acts of war or government regulation
• Platform or liquidity provider disruptions

21. WARRANTY DISCLAIMER & LIMITATION OF LIABILITY

a) All Services are provided on an “as-is” basis. ProFunded disclaims all warranties, including:

• Fitness for a particular purpose
• Accuracy or reliability of results
• Error-free or uninterrupted service

b) ProFunded’s total liability is capped at $1,000 or the amount paid for Services, whichever is less. It is not liable for indirect, incidental, or consequential damages.

22. INDEMNIFICATION

You agree to:

• Defend, indemnify, and hold harmless ProFunded and its affiliates against any claims, liabilities, losses, or damages caused by:
  • Breach of these terms
  • Violation of law or third-party rights
  • Misuse of the Services

ProFunded retains full control of any legal defense under this clause.

23. DISPUTE RESOLUTION

a) Negotiation:

Both parties must attempt to resolve disputes via good-faith negotiations before pursuing further legal action.

b) Mediation:

If unresolved, the matter will be referred to the Dubai International Arbitration Centre (DIAC) for mediation under Dubai Arbitration Rules.

c) Arbitration:

If mediation fails, the dispute will be resolved through binding arbitration at DIAC. The language will be English, and the law of the Emirate of Dubai shall apply.

24. MISCELLANEOUS

a) TOU Amendments:

We may modify these Terms to comply with:

• New regulations
• Security or abuse prevention
• Platform updates or feature changes

You will be notified of changes, and continuing to use the platform will be considered acceptance.

b) Severability:

If any term is deemed invalid, the rest of the TOU remains in force.

c) Assignment:

Traders may not assign their rights under these terms. ProFunded may assign its rights or transfer ownership.

d) Entire Agreement:

This TOU constitutes the complete agreement between the user and ProFunded, overriding any prior communications or representations.

e) Jurisdiction:

This Agreement is governed by the laws of the Emirate of Dubai and the United Arab Emirates. Disputes shall be resolved in Dubai courts or via DIAC arbitration.

25. DEFINITIONS (Key Terms)

Term	Definition
Trader	A user participating in challenges or using the ProFunded platform
Services	The trading evaluations, educational materials, platform access, and support
Demo Funded Account	A simulated trading account provided to successful traders
Challenge Level	The evaluation tier selected by the trader
ScaleUp®	Program allowing funded traders to grow their account size
Profit Split Day	The date profit share becomes available
Prohibited Trading	Any behavior that violates fair use or live market standards
Affiliate Program	Commission-based referral system
ProFunded Academy	Educational platform with courses and training
CFTC 4.41 Disclaimer	Acknowledgment that simulated results do not reflect actual performance and should not be relied upon to predict future outcomes